What fringe benefit plan is NOT for your direct benefit?

The life insurance plan is considered a fringe benefit that primarily serves to provide financial support to your beneficiaries in the event of your death. While it may offer some indirect benefits to you, such as peace of mind knowing your loved ones will be taken care of, it does not provide direct financial benefits to you during your working years. In contrast, health insurance, retirement savings plans, and training programs are designed to directly enhance your well-being, secure your financial future, or improve your professional skills while you are employed. This makes life insurance distinct as it ultimately focuses on the benefit to others rather than directly enhancing your own benefits.